Let Us Take Your Dream And Turn It Into A Home
The Best Option For You...
We won’t dispute the fact that for someone not familiar with a mortgage application, it can be an excruciating and overwhelming ordeal. But for those of us familiar with the process, when we obtain a mortgage for a client, it is the most rewarding and fulfilling activity, because you can sense the energy, excitement and relief around achieving this outcome. Helping our community is what we thrive on.
For the majority of people it will be the biggest investment they will ever make in their lives. And for those who are waiting anxiously on whether they are successful, it can be a life changing experience.
The approach to obtaining a mortgage isn’t unique, as everyone starts off on the same footing, yet the journey might be different to you as opposed to someone else. There will be factors at play, such as full time or part time employment, income status, dependancies or your capability to pay back a mortgage.
But our goal is to review your situation and manage the entire process so that we can provide you with a mortgage solution that all parties, including institutions, are happy with.
In A World Of Confusion...
If you’re considering a ‘Buy To Let Mortgage’ as an investment property? We can advise you on forecasting and if property prices will increase or decrease or if demand will stay consistent. Lenders provide many products and we can clear the fog around what option will suit your needs.
If you’re a ‘First Time Buyer’ starting the process can be overwhelming. There are many things to consider and terminology to get acquainted with from the outset. ‘Loan To Value’ with deposit or ‘Loan to Income’ which restricts the amount of money you can borrow not to include ‘Fixed or Variable Interest Rates’. We have put together a very useful document that every first time buyer should read before starting the mortgage journey. You can download this guide here.
How about ‘Switching Your Mortgage’ and drawing on the benefits of borrowing at a lower interest rate, utilising your home’s equity for additional cash. There’s an opportunity to switch to a product that’s more suitable to your financial situation or just consolidate debts.
Our approach to Mortgage advice makes it easier. We take away your stress, overwhelm, frustration, unpredictability and time lost. All it requires is for you to follow our 3 guidelines…
Mortgage Applications can be easy. Trust the process.
BOOK A MEETING
WE SET YOU UP ON OUR ONLINE SYSTEM
WE SUBMIT YOUR APPLICATION
First Time Buyers who would do it all over again!
Lisa and Graham signed contracts with the solicitor, funds were requested and title deeds arranged. Next and most importantly, the keys were collected and they were in!
What Our Customers Are Saying
+353 (0) 61 513 059
Monday – Friday: 9:00 to 17:30
Castle Capital Ltd, Unit 1B, The Mulcair Centre, Annacotty Business Park, Annacotty, Co Limerick.